Debt Consolidation

For Buildings and contents insurance we offer products from a selected panel of providers.

Wouldn't you like to make savings on your living costs?

We are committed to finding the best ways to save you money, whether it be on your energy bills or home or care insurance, or finding ways to protect your income. Perhaps you need help sorting out spiralling debts?

Finding the great deals for you

We have a team of professional financial advisors who can explain exactly what's involved in each product – there’s no hidden small print. Just a simple solution to have you save money. Whatever is worrying you about your finances, we can help. And you don’t have to have a perfect credit history for us to be able to make your money count.

We will always:

  • fully review your financial situation
  • help save you money on your essential household expenditure, including insurances
  • give you all-round debt advice on possible debt solutions, where applicable
  • help you maintain or regain control of your finances
  • make sure you and your family are protected, including your home and valued possessions



Failure to adhere to the terms of a Debt Solution could result in increased financial problems. Most Debt Solutions will affect your credit rating, though it is our experience that those who approach us already have an impaired credit record. By entering into a managed Debt Solution, like a DMP or an IVA, you will be showing your creditors that you are taking a responsible attitude to resolving your financial problems and this could help you in the future. Fees may be payable to the Debt Solution provider depending on the solution that best suits your circumstances, which will be clearly explained and you have a right to a 14-day cooling off period.

By consolidating debts you may end up paying back more over the longer term.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Please note that for Debt Management, IVA, and Bankruptcy services, we act as introducers only.

 

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The Personal Mortgage Service is an appointed representative of Julian Harris Mortgages Limited, Julian Harris House, Musgrove, Ashford, Kent, TN23 7UN, which is authorised and regulated by the Financial Conduct Authority.

The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk.

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