Debt

Are your Debts Spiralling out of Control?

If your debts have been running away with themselves and you don’t know where to get help, talk to us.

Whatever is worrying you about your finances, we can help. We consider non-borrowing debt solutions, debt consolidation through our financial solutions or just giving your household income and expenditure a thorough review to identify meaningful cost savings or additional income opportunities (e.g. benefits or tax credits).

Whatever your circumstances our advisors will confidentially help you and recommend the best way to get your finances under control. 


Failure to adhere to the terms of a Debt Solution could result in increased financial problems. Most Debt Solutions will affect your credit rating, though it is our experience that those who approach us already have an impaired credit record. By entering into a managed Debt Solution, like a DMP or an IVA, you will be showing your creditors that you are taking a responsible attitude to resolving your financial problems and this could help you in the future. Fees may be payable to the Debt Solution provider depending on the solution that best suits your circumstances, which will be clearly explained and you have a right to a 14-day cooling off period.

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The Personal Mortgage Service is an appointed representative of Julian Harris Mortgages Limited, Julian Harris House, Musgrove, Ashford, Kent, TN23 7UN, which is authorised and regulated by the Financial Conduct Authority.

The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk.

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